ProptracFree tool
Transfer Cost Calculator
See what it really costs to take transfer of a property. Slide the purchase price and the calculator applies your country's transfer duty, then adds legal fees, loan registration costs and registration fees. Nothing is saved or shared.
Sets the currency and the purchase tax rules.
SARS sliding scale from 1 March 2025. Your conveyancer's quote is final.
Your purchase
Bond registered: R 1,350,000. Untick to enter a different bond, or set it to zero for a cash purchase.
Estimated costs
Transfer duty is usually the largest single cost and is paid before registration.
Track your whole portfolio with PROPTRACTransfer duty sliding scale (from 1 March 2025)
| Property value | Duty payable |
|---|---|
| R 1 – R 1,210,000 | No duty |
| R 1,210,001 – R 1,663,800 | 3% of the value above R 1,210,000 |
| R 1,663,801 – R 2,329,300 | R 13,614 + 6% of the value above R 1,663,800 |
| R 2,329,301 – R 3,102,200 | R 53,544 + 8% of the value above R 2,329,300 |
| R 3,102,201 – R 13,310,000 | R 115,376 + 11% of the value above R 3,102,200 |
| R 13,310,001 and above | R 1,238,256 + 13% of the value above R 13,310,000 |
What each cost is for
- Transfer duty — tax paid to SARS on the property value, on the sliding scale above. New builds bought from a VAT-registered developer are usually duty-free because VAT is included in the price instead.
- Attorney transfer fee — the conveyancer appointed by the seller charges on a guideline sliding scale based on the purchase price, plus VAT.
- Bond registration — a separate attorney registers the bond for your bank, charged on the bond amount. A cash purchase avoids this entirely.
- Deeds office and disbursements — registration fees, rates clearance, searches, FICA and postage.
These are estimates on published guideline scales — your attorney's quote is the final figure, and rates clearance, levy clearance and occupational rent are extra. For full portfolio, bond and rental tracking see PROPTRAC pricing.